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Florida Statute 324.031 | Lawyer Caselaw & Research
F.S. 324.031 Case Law from Google Scholar
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The 2023 Florida Statutes (including Special Session C)

Title XXIII
MOTOR VEHICLES
Chapter 324
FINANCIAL RESPONSIBILITY
View Entire Chapter
F.S. 324.031
324.031 Manner of proving financial responsibility.The owner or operator of a taxicab, limousine, jitney, or any other for-hire passenger transportation vehicle may prove financial responsibility by providing satisfactory evidence of holding a motor vehicle liability policy as defined in s. 324.021(8) or s. 324.151, which policy is issued by an insurance carrier which is a member of the Florida Insurance Guaranty Association. The operator or owner of any other vehicle may prove his or her financial responsibility by:
(1) Furnishing satisfactory evidence of holding a motor vehicle liability policy as defined in ss. 324.021(8) and 324.151;
(2) Furnishing a certificate of self-insurance showing a deposit of cash in accordance with s. 324.161; or
(3) Furnishing a certificate of self-insurance issued by the department in accordance with s. 324.171.

Any person, including any firm, partnership, association, corporation, or other person, other than a natural person, electing to use the method of proof specified in subsection (2) shall furnish a certificate of deposit equal to the number of vehicles owned times $30,000, to a maximum of $120,000; in addition, any such person, other than a natural person, shall maintain insurance providing coverage in excess of limits of $10,000/20,000/10,000 or $30,000 combined single limits, and such excess insurance shall provide minimum limits of $125,000/250,000/50,000 or $300,000 combined single limits. These increased limits shall not affect the requirements for proving financial responsibility under s. 324.032(1).

History.s. 1, ch. 29963, 1955; ss. 13, 35, ch. 69-106; s. 3, ch. 85-320; s. 12, ch. 87-225; s. 1, ch. 92-29; s. 89, ch. 94-306; s. 945, ch. 95-148; s. 3, ch. 2002-282; s. 67, ch. 2013-160.
Note.Former s. 324.02.

F.S. 324.031 on Google Scholar

F.S. 324.031 on Casetext

Amendments to 324.031


Arrestable Offenses / Crimes under Fla. Stat. 324.031
Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 324.031.



Annotations, Discussions, Cases:

Cases from cite.case.law:

CHECKER CAB OPERATORS, INC. a B S a a v. MIAMI- DADE COUNTY, a, 899 F.3d 908 (11th Cir. 2018)

. . . . §§ 324.031 -032(1)(a) (2018). . . .

CLASSY CYCLES, INC. v. BAY COUNTY, a a, 201 So. 3d 779 (Fla. Dist. Ct. App. 2016)

. . . . §§ 324.021(7) and (8), 324.031, and 324.051(2), Fla. . . .

VARGAS, v. ENTERPRISE LEASING COMPANY,, 60 So. 3d 1037 (Fla. 2011)

. . . . — Notwithstanding the provisions of s. 324.031: (1)(b) A person who is either the owner or a lessee . . . responsibility by furnishing satisfactory evidence of holding a motor vehicle liability policy as defined in s. 324.031 . . .

VARGAS, v. ENTERPRISE LEASING COMPANY, a, 993 So. 2d 614 (Fla. Dist. Ct. App. 2008)

. . . . § 324.031, Fla. Stat. (1955); see § 324.031(l)-(4), Fla. Stat. (2007). . . . responsibility by furnishing satisfactory evidence of holding a motor vehicle liability policy as defined in s. 324.031 . . .

D. GARCIA, v. VANGUARD CAR RENTAL USA, INC. a US a f. k. a. L. P. a A- a a, 540 F.3d 1242 (11th Cir. 2008)

. . . . § 324.031. . . .

SIMPSON, v. STATE, 970 So. 2d 463 (Fla. Dist. Ct. App. 2007)

. . . See also § 324.031 (providing that an owner or operator of a vehicle may show compliance with the financial . . .

YOUNG, v. PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY,, 753 So. 2d 80 (Fla. 2000)

. . . recognition that a motor vehicle that is covered by a certificate of self-insurance in accord with section 324.031 . . . 627.727, Florida Statutes (1999), a self-insured motor vehicle that meets the requirements of section 324.031 . . . much an “insured” motor vehicle as one covered by a motor vehicle liability policy pursuant to section 324.031 . . . This is precisely what section 324.031, Florida Statutes (1999), states: Manner of proving financial . . . Gabriel argues that the City’s failure to obtain the certificate described in sections 324.031 and 324.171 . . . See § 324.031, Fla. Stat. (1995). . . . insurance requirements of the Florida Motor Vehicle No Fault Law by self-insuring as authorized by section 324.031 . . .

ZEICHNER, v. CITY OF LAUDERHILL, a a, 732 So. 2d 1109 (Fla. Dist. Ct. App. 1999)

. . . determined: [t]he certificate is not the sole means of demonstrating self-insurance because section 324.031 . . . Section 324.031 should be considered in conjunction with section 768.28(13) [now 768.28(15) ] in keeping . . . Florida Statute section 324.031 (1995) provides: The owner or operator of a taxicab, limousine, jitney . . .

OPHTHALMIC MUTUAL INSURANCE COMPANY, a v. MUSSER,, 143 F.3d 1062 (7th Cir. 1998)

. . . held constitutional a Florida amended statute entitled “Manner of Proving Financial Responsibility,” § 324.031 . . .

MITCHELL, v. STATE FARM MUTUAL AUTOMOBILE INSURANCE,, 678 So. 2d 418 (Fla. Dist. Ct. App. 1996)

. . . requirements for motor vehicle liability policies to be proof of financial responsibility pursuant to section 324.031 . . .

CANAL INSURANCE COMPANY, v. REED, CANAL INSURANCE COMPANY, v. YORK,, 680 So. 2d 486 (Fla. Dist. Ct. App. 1996)

. . . department shall require such person to present proof of financial responsibility as provided in s. 324.031 . . .

GARAGE SERVICES AND EQUIPMENT DEALERS LIABILITY ASSOCIATION OF AMERICA, INC. v. J. HOMES,, 867 F. Supp. 1301 (E.D. Ky. 1994)

. . . By amending Fla.Stat. ch. 324.031, the Florida legislature specified an acceptable means for owners and . . . Thus, Fla.Stat. ch. 324.031 as amended falls squarely within the language of § 3905(d). . . .

MEARS TRANSPORTATION GROUP, v. STATE O. III, ASHTIN LEASING, INC. d b a d b a v. O. DICKINSON, III,, 34 F.3d 1013 (11th Cir. 1994)

. . . Specifically, plaintiffs-appellees contend that Fla.Stat. ch. 324.031 violates and is preempted by the . . . In 1992, the Florida legislature amended section 324.031 with Session Law 92-29. . . . Thus, Fla.Stat. ch. 324.031 as amended falls squarely within the language of § 3905(d). . . . Fla.Stat. ch. 324.031 (1991) (amended 1992). . Mears Rl-11 at ¶ 3; Ashtin Rl-6 at ¶ 3. . . . . Fla.Stat. ch. 324.031; Fla.Stat. ch. 324.021(7) and (8). . . . . Therein, Plaintiffs contend that reeently-effeetive Florida Session Law 92-29, which amended § 324.031 . . . Prior to October 1,1992, § 324.031, Florida Statutes, governing the manner of providing financial responsibility . . . The Session Law, which amended § 324.031, continued to allow owners/operators of other than for-hire . . . However, the Session Law changed § 324.031 to provide that [t]he owner or operator of a taxicab, limousine . . . As amended, § 324.031 thus prohibits owners/operators of for-hire passenger transportation vehicles from . . .

GRANT, v. NEW HAMPSHIRE INSURANCE CO., 613 So. 2d 466 (Fla. 1993)

. . . unless and until it is furnished as proof of financial responsibility for the future pursuant to s.324.031 . . .

DIVERSIFIED SERVICES, INC. v. AVILA,, 606 So. 2d 364 (Fla. 1992)

. . . requires a self-insured automobile leasing company that provides its lessees compliance with section 324.031 . . . that section 627.727 does not require an employer, who provides an employee compliance with section 324.031 . . . Budget provided Avila’s compliance with section 324.031 through its status as a self-insurer. . . . Section 324.031, Florida Statutes (1989), provides in relevant part: The operator or owner of a vehicle . . .

LIPOF, v. FLORIDA POWER AND LIGHT COMPANY,, 596 So. 2d 1005 (Fla. 1992)

. . . In substance, Florida Power agreed to provide the following: (1) compliance with section 324.031, Florida . . . Section 324.031 provides four methods for proving financial responsibility. . . . . § 324.031, Fla.Stat. (1983). . . . Section 324.031(1) refers to sections 324.-021(8) and 324.151, Florida Statutes (1983), which define . . . Section 324.031(2) provides that posting a surety bond is a means of proving financial responsibility . . .

LIPOF, v. FLORIDA POWER LIGHT COMPANY,, 558 So. 2d 1067 (Fla. Dist. Ct. App. 1990)

. . . appellant’s employer and not an insurer or insurance company as recognized by sections 627.733 and 324.031 . . .

s GABRIEL, v. TRAVELERS INDEMNITY COMPANY, a, 515 So. 2d 1322 (Fla. Dist. Ct. App. 1987)

. . . contends that the City’s failure to prove financial responsibility in the manner described by section 324.031 . . . Gabriel argues that the City’s failure to obtain the certificate described in sections 324.031 and 324.171 . . . The certificate is not the sole means of demonstrating self-insurance because section 324.031 does not . . . Section 324.031 should be considered in conjunction with section 768.28(13) in keeping with the accepted . . . Section 324.031, Florida Statutes (1979), provides: Manner of proving financial responsibility. . . .

INDUSTRIAL FIRE CASUALTY INSURANCE CO. v. KWECHIN,, 447 So. 2d 1337 (Fla. 1983)

. . . Section 324.031, Fla.Stat. (1977) provides in pertinent part: The operator or owner of a vehicle may . . .

STATE v. LEE, STATE v. G. JULIO,, 356 So. 2d 276 (Fla. 1978)

. . . voluntarily with the department financial responsibility by one of the alternative methods set forth in s. 324.031 . . .

JOHNS, v. LIBERTY MUTUAL FIRE INSURANCE COMPANY,, 337 So. 2d 830 (Fla. Dist. Ct. App. 1976)

. . . Section 324.031 F.S. 1967 provided that an operator or owner of a vehicle may prove his financial responsibility . . .

T. ROUSE, L. Co. v. GREYHOUND RENT- A- CAR, INC., 506 F.2d 410 (5th Cir. 1975)

. . . required provisions (1) A motor vehicle liability policy to be proof of financial responsibility under § 324.031 . . .

McKINNEY, v. D. O MALLEY, L. Sr., 379 F. Supp. 135 (M.D. Fla. 1974)

. . . license suspension was by proving his financial responsibility for future accidents asprovided in Section 324.031 . . . parties injured as the result of said accident and had complied with one of the provisions of section 324.031 . . . insurance security to conform with sections 324.061 and has complied with one of the provisions of section 324.031 . . . pursuant to section 324.051(4), the owner or operator has complied with one of the provisions of section 324.031 . . . Section 324.031, Florida Statutes, provides: The operator or owner of a motor vehicle may prove his financial . . .

ENNIS, a B. B. v. CHARTER, 290 So. 2d 96 (Fla. Dist. Ct. App. 1974)

. . . unless and until it is furnished as proof of financial responsibility for the future pursuant to § 324.031 . . . unless and until it is furnished as proof of financial responsibility for the future pursuant to section 324.031 . . .

MAKRIS, v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY,, 267 So. 2d 105 (Fla. Dist. Ct. App. 1972)

. . . . § 324.031, F.S.A., the insurance coverage was not extended so as to provide indemnification when the . . .

PHOENIX INSURANCE COMPANY, v. McQUEEN, a, 240 So. 2d 79 (Fla. Dist. Ct. App. 1970)

. . . . § 324.031, F.S.A. . Supra note 1. . American Mutual Fire Insurance Company v. . . .

WILLIAMS, v. NEWTON,, 236 So. 2d 98 (Fla. 1970)

. . . all parties injured as the result of said accident and had complied with one of the provisions of § 324.031 . . . state treasurer security to conform with § 324.061 and has complied with one of the provisions of § 324.031 . . . In Larson, supra, we stated : “Section 324.031, Florida Statutes, F.S. . . .

BANKERS AND SHIPPERS INSURANCE COMPANY OF NEW YORK, v. PHOENIX ASSURANCE COMPANY OF NEW YORK, 210 So. 2d 715 (Fla. 1968)

. . . See Sec. 324.031(1), Fla.Stat., F.S.A. . . . unless and until it is furnished as proof of financial responsibility for the future pursuant to Section 324.031 . . .

UNITED STATES FIDELITY AND GUARANTY COMPANY, a v. NATIONAL INDEMNITY COMPANY, a a, 258 F. Supp. 444 (S.D. Fla. 1966)

. . . He may do this in four different ways under § 324.031 F.S.A., none of which was done here. . . . liability policy, which is defined as a policy furnished as proof of financial responsibility under § 324.031 . . . liability policy until it is furnished as proof of financial responsibility for the future pursuant to § 324.031 . . .

FINANCIAL INDEMNITY COMPANY, v. PENNSYLVANIA NATIONAL MUTUAL CASUALTY INSURANCE COMPANY, a Jr. a, 184 So. 2d 514 (Fla. Dist. Ct. App. 1966)

. . . Ross had used the policy as proof of financial responsibility after the accident in compliance with § 324.031 . . .

LYNCH- DAVIDSON MOTORS, a v. GRIFFIN, a J. J. D., 182 So. 2d 7 (Fla. 1966)

. . . out or furnished as proof of financial responsibility after an accident in compliance with Section 324.031 . . . unless and until it is furnished as proof of financial responsibility for the future pursuant to section 324.031 . . .

LYNCH- DAVIDSON MOTORS, a v. GRIFFIN, a, 171 So. 2d 911 (Fla. Dist. Ct. App. 1965)

. . . . §§ 324.051(2); 324.131; 324.031, F.S.A. . F.S. §§ 324.021(7); 324.021(8); 324.-151(1), F.S.A. . . . .

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, a v. HENCH,, 171 So. 2d 11 (Fla. Dist. Ct. App. 1965)

. . . provides in part: “A motor vehicle liability policy to be proof of financial responsibility under § 324.031 . . .

HAYES, v. D. THOMAS, R., 161 So. 2d 545 (Fla. Dist. Ct. App. 1964)

. . . liability policy to establish proof of financial responsibility; pertinent parts are as follows: Sec. 324.031 . . . operator’s policy of liability insurance furnished as proof of financial responsibility pursuant to § 324.031 . . .

W. HOWARD, v. AMERICAN SERVICE MUTUAL INSURANCE COMPANY,, 151 So. 2d 682 (Fla. Dist. Ct. App. 1963)

. . . the State Treasurer or a release is obtained from all injured parties and there is compliance with § 324.031 . . . the judgment creditor is obtained and proof of financial responsibility is furnished according to § 324.031 . . . Fla.Stat. 324.031 reads as follows: “Manner of proving financial responsibility “The operator or owner . . .

HOWARD v. AMERICAN SERVICE MUTUAL INS. CO., 19 Fla. Supp. 187 (Dade Cty. Cir. Ct. 1962)

. . . parts as follows — A motor vehicle liability policy to be proof of financial responsibility under §324.031 . . .

J. LARSON, v. G. W. WARREN, J. LARSON, v. G. WILLIAMS,, 132 So. 2d 177 (Fla. 1961)

. . . See §§ 324.021, 324.031, 324.042, 324.051 and 324.061, Florida Statutes, F.S.A. . . . Their suspension was in fact a punishment for not complying with §§ 324.021, 324.031, 324.051 and perhaps . . . Section 324.031, Florida Statutes, F.S.A., contains means for establishing financial responsibility; . . .

HAND v. BLATZER,, 15 Fla. Supp. 149 (Duval Cty. Cir. Ct. 1960)

. . . financial responsibility by furnishing satisfactory evidence of holding a motor vehicle liability policy (324.031 . . .