Cases from cite.case.law:

M. ANGELOTTA, As v. SECURITY NATIONAL INSURANCE, COMPANY, 117 So. 3d 1214 (Fla. Dist. Ct. App. 2013)

. . . Because section 324.151(l)(b) requires that an insurance policy issued pursuant to Florida’s Financial . . . for damages arising out of the use by the person of any motor vehicle not owned by him or her.... § 324.151 . . . Based on the clear and unambiguous language of section 324.151, Security was required to insure Snyder . . .

CHANDLER, v. GEICO INDEMNITY COMPANY, v., 78 So. 3d 1293 (Fla. 2011)

. . . distinguishable from our decision in Roth because Roth expressly relied on the Financial Responsibility Law, § 324.151 . . .

FREEBURG ENTERPRISES, INC. v. TRANSPORTATION CASUALTY INSURANCE CO. n k a Co., 993 So. 2d 1104 (Fla. Dist. Ct. App. 2008)

. . . The policy, as to coverage of property damage liability, shall meet the applicable requirements of s. 324.151 . . .

SIMPSON, v. STATE, 970 So. 2d 463 (Fla. Dist. Ct. App. 2007)

. . . owner of the vehicle, was required to have it insured if she or another person was operating it, see § 324.151 . . . operating it had personal insurance coverage for the operation of any vehicles not owned by him, see § 324.151 . . .

YOUNG, v. PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY,, 753 So. 2d 80 (Fla. 2000)

. . . satisfactory evidence of holding a motor vehicle liability policy as defined in s. 324.021(8) or s. 324.151 . . . satisfactory evidence of holding a motor vehicle liability policy as defined in ss. 324.021(8) and 324.151 . . .

ZEICHNER, v. CITY OF LAUDERHILL, a a, 732 So. 2d 1109 (Fla. Dist. Ct. App. 1999)

. . . satisfactory evidence of holding a motor vehicle liability policy as defined in ss. 324.021(8) and 324.151 . . .

ALLSTATE INSURANCE COMPANY, v. RJT ENTERPRISES, INC., 692 So. 2d 142 (Fla. 1997)

. . . . §§ 324.021(7), 324.022, 324.151(l)(a), Fla. Stat. (1995). . . .

MITCHELL, v. STATE FARM MUTUAL AUTOMOBILE INSURANCE,, 678 So. 2d 418 (Fla. Dist. Ct. App. 1996)

. . . Section 324.151, Florida Statutes, sets out the requirements for motor vehicle liability policies to . . .

MARTIN Co- v. ST. PAUL FIRE AND MARINE INSURANCE COMPANY,, 670 So. 2d 997 (Fla. Dist. Ct. App. 1996)

. . . . § 324.151(l)(b), Fla.Stat. (1993). . . .

RJT ENTERPRISES, INC. d b a A- v. ALLSTATE INSURANCE COMPANY,, 650 So. 2d 56 (Fla. Dist. Ct. App. 1994)

. . . coverage is mandated by application of the state’s financial responsibility laws, as outlined in sections 324.151 . . . Section 324.151(l)(a) mandates that an owner’s liability policy shall insure “the owner ... and any other . . . Since section 324.151(l)(a) mandates that an owner’s liability policy shall insure the owner and any . . . Ten thousand dollars ($10,000) per sections 324.151(l)(a) and 324.021(7), Florida Statutes (1985). . . . . Although the Fowler court was interpreting the 1981 version of section 324.151(l)(a), the statute has . . .

MEARS TRANSPORTATION GROUP, v. STATE O. III, ASHTIN LEASING, INC. d b a d b a v. O. DICKINSON, III,, 34 F.3d 1013 (11th Cir. 1994)

. . . satisfactory evidence of holding a motor vehicle liability policy as defined in s. 324.021(8) and s. 324.151 . . . satisfactory evidence of holding a motor vehicle liability policy as defined in s. 324.021(8) or s. 324.151 . . .

GRANT, v. NEW HAMPSHIRE INSURANCE CO., 613 So. 2d 466 (Fla. 1993)

. . . Section 324.151(2), Florida Statutes (1987), provides: The provisions of [section 324.151, dealing with . . .

DIVERSIFIED SERVICES, INC. v. AVILA,, 606 So. 2d 364 (Fla. 1992)

. . . satisfactory evidence of holding a motor vehicle liability policy as defined in s. 324.021(8) and s. 324.151 . . .

LIPOF, v. FLORIDA POWER AND LIGHT COMPANY,, 596 So. 2d 1005 (Fla. 1992)

. . . satisfactory evidence of holding a motor vehicle liability policy as defined in s. 324.021(8) and s. 324.151 . . . Section 324.031(1) refers to sections 324.-021(8) and 324.151, Florida Statutes (1983), which define . . .

PIERSON, v. NATIONAL INSURANCE ASSOCIATION,, 557 So. 2d 227 (Fla. Dist. Ct. App. 1990)

. . . conclude, as did the trial court, that the liability coverage exclusion does not contravene section 324.151 . . .

AUTO- OWNERS INSURANCE COMPANY, v. Jo BROCKMAN, J M F. GMAC, 524 So. 2d 490 (Fla. Dist. Ct. App. 1988)

. . . .-021(7) and 324.151(l)(a), Florida Statutes. . . .

HERNANDEZ, v. HERTZ CORPORATION, a HERTZ CORPORATION, a v. HERNANDEZ,, 680 F. Supp. 378 (S.D. Fla. 1988)

. . . pursuant to the financial responsibility and coverage laws of Florida, Florida Statutes §§ 324.021(7), 324.151 . . .

s GABRIEL, v. TRAVELERS INDEMNITY COMPANY, a, 515 So. 2d 1322 (Fla. Dist. Ct. App. 1987)

. . . satisfactory evidence of holding a motor vehicle liability policy as defined in s. 324.021(8) and s. 324.151 . . .

AMERICAN STATES INSURANCE COMPANY, v. TRANSAMERICA INSURANCE COMPANY,, 515 So. 2d 260 (Fla. Dist. Ct. App. 1987)

. . . dangerous instrumentality doctrine for the negligence of a permissive user of its vehicle (and section 324.151 . . .

G. FISCHER, v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY,, 495 So. 2d 909 (Fla. Dist. Ct. App. 1986)

. . . so long as they are no more restrictive than the minimal territorial restrictions found in Section 324.151 . . .

ALLSTATE INSURANCE COMPANY, v. EXECUTIVE CAR AND TRUCK LEASING, INC. COMMERCIAL UNION INSURANCE COMPANY, v. EXECUTIVE CAR AND TRUCK LEASING,, 494 So. 2d 487 (Fla. 1986)

. . . owner of a vehicle is required to maintain under the financial responsibility laws of Florida, section 324.151 . . .

QUINLAN RENTAL LEASING, INC. Co. v. LINNEL, f u b o, 484 So. 2d 630 (Fla. Dist. Ct. App. 1986)

. . . Section 324.151(l)(a), Florida Statutes (1977), requires an owner’s liability insurance policy to insure . . .

ALLSTATE INSURANCE CO. v. L. FOWLER,, 480 So. 2d 1287 (Fla. 1985)

. . . This result is mandated by the financial responsibility laws of this state as outlined in sections 324.151 . . .

ALLSTATE INSURANCE COMPANY OF CANADA, v. VALUE RENT- A- CAR OF FLORIDA, INC., 463 So. 2d 320 (Fla. Dist. Ct. App. 1985)

. . . Sections 324.021(7) and 324.151(l)(a) require all owners of motor vehicles in the State of Florida to . . .

NATIONAL MERCHANDISE CO. INC. d b a N- v. UNITED SERVICE AUTOMOBILE ASSOCIATION C., 400 So. 2d 526 (Fla. Dist. Ct. App. 1981)

. . . Furthermore, Section 324.151(l)(a), Florida Statutes (1971), which is also part of the Financial Responsibility . . .

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY v. DAY CAR, INC. a CONTRERAS v. AMERICAN HARDWARE MUTUAL INSURANCE CO. Co., 395 So. 2d 179 (Fla. Dist. Ct. App. 1980)

. . . Phoenix Assurance Company of New York, 210 So.2d 715 (Fla.1968) which held that Section 324.151(2), Florida . . . It is settled in this jurisdiction that an owner’s insurance policy under Section 324.151(1)(a), Florida . . .

ANDRIAKOS v. CAVANAUGH, 350 So. 2d 561 (Fla. Dist. Ct. App. 1977)

. . . In addition Section 324.151 of the Financial Responsibility Law provides that an insurance policy must . . .

INSURANCE COMPANY OF NORTH AMERICA, v. AVIS RENT- A- CAR SYSTEM, INC., 348 So. 2d 1149 (Fla. 1977)

. . . . § 324.151(l)(a), Fla.Stat. (1975) provides: “An owner’s liability insurance policy shall . insure the . . . INA argues that the financial responsibility law requires co-extensive coverage since Section 324.151 . . .

YAKELWICZ, v. L. C. BARNES, 330 So. 2d 810 (Fla. Dist. Ct. App. 1976)

. . . the insured motorcycle owner so as to invoke the provisions of the financial responsibility law (§ 324.151 . . .

T. ROUSE, L. Co. v. GREYHOUND RENT- A- CAR, INC., 506 F.2d 410 (5th Cir. 1975)

. . . . § 324.151(1)(a) (1971). See Roth, supra. . . . Florida Statutes 324.151 — Motor vehicle liability policies; required provisions (1) A motor vehicle . . .

McKINNEY, v. D. O MALLEY, L. Sr., 379 F. Supp. 135 (M.D. Fla. 1974)

. . . satisfactory evidence of holding a motor vehicle liability x>olicy as defined in § 324.021(8) and § 324.151 . . .

ENNIS, a B. B. v. CHARTER, 290 So. 2d 96 (Fla. Dist. Ct. App. 1974)

. . . Section 324.151(2) of the financial responsibility law states: “The provisions of this section shall . . . See also a clarifying amendment to Section 324.151, adopted of the 1965 session of the Legislature, Ch . . . Section 324.151, F.S.A. . . .

WILDER, v. WRIGHT a, 278 So. 2d 1 (Fla. 1973)

. . . Section 324.151, F.S.A., makes it quite plain that a motor vehicle liability policy is issued to benefit . . .

MAKRIS, v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY,, 267 So. 2d 105 (Fla. Dist. Ct. App. 1972)

. . . . § 324.151(1), F.S.A., may have exclusions to coverage. . . . Fla.Stat. §§ 324.011, 324.021(7), 324.021(8), 324.151(1) (a). . . . Fla.Stat. § 324.151(1) (c), F.S.A. . . .

ROTH v. OLD REPUBLIC INSURANCE COMPANY Co., 269 So. 2d 3 (Fla. 1972)

. . . Section 324.151(1) (a), F.S., F.S.A., provides: “An owner’s liability insurance policy shall insure the . . .

MULLIS, a v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, a, 252 So. 2d 229 (Fla. 1971)

. . . , coverage for those operating the insured automobile with his permission, contrary to F.S. section 324.151 . . .

CONTINENTAL INSURANCE CO. a v. J. WALLACE,, 233 So. 2d 195 (Fla. Dist. Ct. App. 1970)

. . . See § 324.021(7) and § 324.151(1) (a), Fla.Stat., F.S.A. . . .

HANOVER INSURANCE COMPANY, a v. A. BRAMLITT, T. a, 228 So. 2d 288 (Fla. Dist. Ct. App. 1969)

. . . and required by the financial responsibility law must conform to the coverages required by Section 324.151 . . .

BANKERS AND SHIPPERS INSURANCE COMPANY OF NEW YORK, v. PHOENIX ASSURANCE COMPANY OF NEW YORK, 210 So. 2d 715 (Fla. 1968)

. . . financial responsibility and provide coverage for future accidents, such policy must comply with Sec. 324.151 . . . into a “motor vehicle liability policy” containing by operation of law the provisions required by Sec. 324.151 . . . Sec. 324.151(2), Fla.Stat, F.S.A. . . .

UNITED STATES FIDELITY AND GUARANTY COMPANY, a v. NATIONAL INDEMNITY COMPANY, a a, 258 F. Supp. 444 (S.D. Fla. 1966)

. . . This being so, it would follow that the provisions of § 324.151(1) became incorporated in the defendant . . . until it is furnished as proof of financial responsibility for the future pursuant to § 324.031. § 324.151 . . .

LYNCH- DAVIDSON MOTORS, a v. GRIFFIN, a J. J. D., 182 So. 2d 7 (Fla. 1966)

. . . vehicles and held, in effect, that the minimum financial responsibility requirements specified in Section 324.151 . . . See also a clarifying amendment to Section 324.151, adopted at the 1965 session of the Legislature, Ch . . .

NATIONAL UNION FIRE INS. CO. v. GARCIA,, 26 Fla. Supp. 78 (Dade Cty. Cir. Ct. 1965)

. . . , again held the insuror liable despite a policy provision that only the owner was covered, citing §324.151 . . .

M. CARR, M. D. v. AMERICAN UNIVERSAL INSURANCE COMPANY, J. SIMS, a v. AMERICAN UNIVERSAL INSURANCE COMPANY, J. SIMS, a v. AMERICAN UNIVERSAL INSURANCE COMPANY, 341 F.2d 220 (6th Cir. 1965)

. . . Section 324.151(1) of the statute required an owner’s liability insurance policy to “insure the owner . . .

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, a v. HENCH,, 171 So. 2d 11 (Fla. Dist. Ct. App. 1965)

. . . That the Financial Responsibility Law of this state (Section 324.151, Florida Statutes, F.S.A.) provides . . .

HAYES, v. D. THOMAS, R., 161 So. 2d 545 (Fla. Dist. Ct. App. 1964)

. . . .-021(8) and § 324.151, or * * * ” Sec. 324.021(8) provides: “ * * * Any owner’s or' operator’s policy . . . vehicle in not less than the limits described in § 324.021(7), and conforming to the requirements of § 324.151 . . . Also, a portion of Sec. 324.151(1) provides : “* * * and shall insure the owner named therein and any . . .

W. HOWARD, v. AMERICAN SERVICE MUTUAL INSURANCE COMPANY,, 151 So. 2d 682 (Fla. Dist. Ct. App. 1963)

. . . order to constitute proof of financial responsibility, must conform to §§ 324.021(7), 324.021(8) and 324.151 . . . liability insurance” [this term is defined by the Ohio Act to include the same coverage as required by § 324.151 . . .

HOWARD v. AMERICAN SERVICE MUTUAL INS. CO., 19 Fla. Supp. 187 (Dade Cty. Cir. Ct. 1962)

. . . . §324.151(1), which provides in pertinent parts as follows — A motor vehicle liability policy to be . . .

S. BALL, v. INLAND MUTUAL INSURANCE CO., 121 So. 2d 470 (Fla. Dist. Ct. App. 1960)

. . . whether a motor vehicle liability policy, containing an omnibus clause pursuant to the requirement of § 324.151 . . . So far as is here germane, § 324.151 reads as follows: “An owner’s liability insurance policy shall designate . . . The terms of the omnibus clause of the present policy are very similar to, but not identical with, § 324.151 . . . that is required to bring an operator to whom initial permission has been given, within the scope of § 324.151 . . .

HAND v. BLATZER,, 15 Fla. Supp. 149 (Duval Cty. Cir. Ct. 1960)

. . . which may be either (1) an “owner’s” or (2) an “operator’s” liability policy as defined in section 324.151 . . . The policy involved is an “owner’s” policy, and complies with provisions of section 324.151 (1) in that . . .