The 2023 Florida Statutes (including Special Session C)

Title XXXVII
INSURANCE

Chapter 626
INSURANCE FIELD REPRESENTATIVES AND OPERATIONS

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F.S. 626.9641

626.9641 Policyholders, bill of rights.—

(1) The principles expressed in the following statements shall serve as standards to be followed by the department, commission, and office in exercising their powers and duties, in exercising administrative discretion, in dispensing administrative interpretations of the law, and in adopting rules:

(a) Policyholders shall have the right to competitive pricing practices and marketing methods that enable them to determine the best value among comparable policies.

(b) Policyholders shall have the right to obtain comprehensive coverage.

(c) Policyholders shall have the right to insurance advertising and other selling approaches that provide accurate and balanced information on the benefits and limitations of a policy.

(d) Policyholders shall have a right to an insurance company that is financially stable.

(e) Policyholders shall have the right to be serviced by a competent, honest insurance agent or broker.

(f) Policyholders shall have the right to a readable policy.

(g) Policyholders shall have the right to an insurance company that provides an economic delivery of coverage and that tries to prevent losses.

(h) Policyholders shall have the right to a balanced and positive regulation by the department, commission, and office.

(2) This section shall not be construed as creating a civil cause of action by any individual policyholder against any individual insurer.

History.—s. 9, ch. 76-260; s. 807, ch. 82-243; ss. 206, 207, ch. 90-363; s. 4, ch. 91-429; s. 1039, ch. 2003-261.

F.S. 626.9641 on Google Scholar

F.S. 626.9641 on Casetext

Amendments to 626.9641

Arrestable Offenses / Crimes under Fla. Stat. 626.9641

Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 626.9641.

Annotations, Discussions, Cases:

Cases from cite.case.law:

F. NEGRETE, E. Ow, v. ALLIANZ LIFE INSURANCE COMPANY OF NORTH AMERICA, B. v., 927 F. Supp. 2d 870 (C.D. Cal. 2013)

. . . . § 626.9641 (setting forth a policyholder bill of rights, including “the right to insurance advertising . . .

WHISTLER S PARK, INC. v. FLORIDA INSURANCE GUARANTY,, 90 So. 3d 841 (Fla. Dist. Ct. App. 2012)

. . . acknowledge and act promptly upon communications with respect to the Insured’s claim, in violation of Sec 626.9641 . . .

ZARRELLA, a v. PACIFIC LIFE INSURANCE COMPANY,, 755 F. Supp. 2d 1218 (S.D. Fla. 2010)

. . . Count IX (Negligence Per Se) is DISMISSED with prejudice as to Florida Statutes § 626.9641(l)(a)l and . . .

PNR, INC. v. BEACON PROPERTY MANAGEMENT, INC., 842 So. 2d 773 (Fla. 2003)

. . . .” § 626.9641(1)0)8, Fla. Stat. (2002). . . .

HEPLER, v. ATLAS MUTUAL INSURANCE CO., 501 So. 2d 681 (Fla. Dist. Ct. App. 1987)

. . . Otherwise, an insurer cannot be in compliance with the requirements of section 626.9641 that “policyholders . . .

B. KEEHN, K. v. CAROLINA CASUALTY INSURANCE CO., 758 F.2d 1522 (11th Cir. 1985)

. . . . § 626.9641(2). . . . . § 626.9641 “Policyholders, bill of rights,” did not create “a civil cause of action by any policyholder . . . Stat. § 626.9641(2) applies only to “that section,” to-wit, § 626.9641, that the Coira decision does . . .

COIRA, M. D. M. M. D. v. FLORIDA MEDICAL ASSOCIATION, INC., 429 So. 2d 23 (Fla. Dist. Ct. App. 1983)

. . . arose, did not afford an individual insured a private, civil right of action against his insurer, § 626.9641 . . .