The 2023 Florida Statutes (including Special Session C)

Title XXXVII
INSURANCE

Chapter 626
INSURANCE FIELD REPRESENTATIVES AND OPERATIONS

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F.S. 626.9705

626.9705 Life or disability insurance; illegal dealings.—

(1) No life or disability insurer shall refuse to renew, sell, or issue a life or disability insurance policy, establish or charge a premium or rate to an applicant or a prospective policyholder, or establish or charge an unfair, discriminatory premium or rate to such person solely on the ground that the applicant or policyholder suffers from a severe disability.

(2) “Severe disability,” as used in this section, means any spinal cord disease or injury resulting in permanent and total disability, amputation of any extremity that requires prosthesis, permanent visual acuity of 20/200 or worse in the better eye with the best correction, a peripheral field so contracted that the widest diameter of such field subtends an angular distance no greater than 20 degrees, or neurosensory deafness.

(3) Nothing in this section should be construed as requiring an insurer to provide insurance coverage against a severe disability which the applicant or policyholder has already sustained.

History.—ss. 1, 7, ch. 75-279; s. 1, ch. 77-174; s. 1, ch. 79-171; s. 807, ch. 82-243; ss. 206, 207, ch. 90-363; s. 4, ch. 91-429.

F.S. 626.9705 on Google Scholar

F.S. 626.9705 on Casetext

Amendments to 626.9705

Arrestable Offenses / Crimes under Fla. Stat. 626.9705

Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 626.9705.

Annotations, Discussions, Cases:

Cases from cite.case.law:

UNITED INSURANCE COMPANY OF AMERICA, v. OFFICE OF INSURANCE REGULATION, Of, 985 So. 2d 665 (Fla. Dist. Ct. App. 2008)

. . . 626.9551 (prohibiting creditors requiring debtors to obtain insurance through a certain agent or insurer); 626.9705 . . .

INC. v. MARYLAND CASUALTY COMPANY,, 625 F. Supp. 2d 1179 (N.D. Fla. 2008)

. . . Section 626.9705; 4. Section 626.9706; 5. Section 626.9707; or 6. Section 627.7283. . . . .

BUELL, v. DIRECT GENERAL INSURANCE AGENCY, INC., 488 F. Supp. 2d 1215 (M.D. Fla. 2007)

. . . following provisions by the insurer: Section 626.9541(l)(i), (o), or (x); Section 626.9551; Section 626.9705 . . .

DADELAND DEPOT, INC. v. ST. PAUL FIRE AND MARINE INSURANCE CO., 945 So. 2d 1216 (Fla. 2006)

. . . Section 626.9705; 4. Section 626.9706; 5. Section 626.9707; or 6. Section 627.7283. . . .

FLA ORTHOPEDICS, INC. v. AMERICAN INSURANCE COMPANY,, 896 So. 2d 1 (Fla. Dist. Ct. App. 2004)

. . . The code also provides a civil remedy for violations of sections 626.9541(1)®,(o), or (x); 626.9551; 626.9705 . . .

TALAT ENTERPRISES, INC. d b a s v. AETNA CASUALTY AND SURETY CO. d b a, 753 So. 2d 1278 (Fla. 2000)

. . . Section 626.9705; 4. Section 626.9706; or 5. Section 626.9707;.... . . .

STATE FARM FIRE CASUALTY COMPANY, v. ZEBROWSKI,, 706 So. 2d 275 (Fla. 1997)

. . . Section 626.9705; 4. Section 626.9706; 5. Section 626.9707; or 6. Section 627.7283. . . .

ZEBROWSKI a k a v. STATE FARM FIRE CASUALTY COMPANY,, 673 So. 2d 562 (Fla. Dist. Ct. App. 1996)

. . . Section 626.9705; 4. Section 626.9706; 5. Section 626.9707; or 6. Section 627.7283. . . .

HOME INSURANCE COMPANY, v. OWENS, 573 So. 2d 343 (Fla. Dist. Ct. App. 1990)

. . . Section 626.9705; 4. Section 626.9706; or 5. . . .