The 2023 Florida Statutes (including Special Session C)

Title XXXVII
INSURANCE

Chapter 627
INSURANCE RATES AND CONTRACTS

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F.S. 627.456

627.456 Misstatement of age or sex.—Every insurance contract shall provide that if it is found that the age or sex of the insured, or of any other individual considered in determining the premium or benefit, has been misstated, the amount payable or benefit accruing under the policy shall be such as the premium would have purchased according to the correct age or sex. Such calculations shall be in accordance with the insurer’s rate at date of issue, and at the option of the insurer this may be so specified in the policy.

History.—s. 483, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 383, 404, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318.

F.S. 627.456 on Google Scholar

F.S. 627.456 on Casetext

Amendments to 627.456

Arrestable Offenses / Crimes under Fla. Stat. 627.456

Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 627.456.

Annotations, Discussions, Cases:

Cases from cite.case.law:

H. FRETWELL, v. KANSAS CITY LIFE INSURANCE COMPANY, 643 F. Supp. 2d 1317 (N.D. Fla. 2009)

. . . . § 627.456 (2008) (emphasis added). . . . Stat. § 627.456, not when the insured has stated his “age” correctly but the agent has listed the birth . . . misstatement of his age brings into play the second paragraph of § 7.4 and the misstated-age statute, § 627.456 . . .

COOK, v. LIFE INSURANCE COMPANY OF NORTH AMERICA,, 386 So. 2d 310 (Fla. Dist. Ct. App. 1980)

. . . Such a finding is erroneous, appellant contends, because Section 627.456, Florida Statutes (1977), provides . . .

MASSACHUSETTS CASUALTY INSURANCE COMPANY, a v. B. FORMAN,, 516 F.2d 425 (5th Cir. 1975)

. . . several sections provide for reduced benefits where the age or sex of the insured has been misstated, § 627.456 . . .