The 2023 Florida Statutes (including Special Session C)

Title XXXVII
INSURANCE

Chapter 627
INSURANCE RATES AND CONTRACTS

View Entire Chapter

F.S. 627.635

627.635 Excess insurance.—

(1) No provision of this chapter shall be deemed to prohibit an insurer from issuing a health insurance policy as, or including in a policy a provision providing for, excess insurance; that is, to the effect that the insurer’s liability for benefits payable on account of expense incurred for any hospitalization, medical, surgical, and other services resulting from covered sickness or injury of the insured shall be limited to that part of that expense, if any, which is in excess of all benefits payable on account thereof by the same insurer under any other policy or policies covering the same insured and by all other insurers and service organizations by whom benefits are payable as to the same such expense.

(2) Any excess insurance policy, or any policy containing any excess insurance provision, shall have imprinted or stamped conspicuously upon the face thereof the designation “excess insurance” or appropriate words of similar import approved by the office.

History.—s. 578, ch. 59-205; ss. 13, 35, ch. 69-106; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 484, 497, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318; s. 1149, ch. 2003-261.

F.S. 627.635 on Google Scholar

F.S. 627.635 on Casetext

Amendments to 627.635

Arrestable Offenses / Crimes under Fla. Stat. 627.635

Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 627.635.

Annotations, Discussions, Cases:

Cases from cite.case.law:

E. CHRISTIAN, v. COLONIAL PENN INSURANCE COMPANY,, 537 So. 2d 623 (Fla. Dist. Ct. App. 1988)

. . . Section 627.635, Florida Statutes (1985) permits, with certain express conditions, an excess insurance . . . However, we find no support for appellee’s position in section 627.635. . . . At oral argument, appellee abandoned its argument based on section 627.635. . . .

JONAS v. CENTRAL LIFE ASSURANCE COMPANY,, 528 So. 2d 488 (Fla. Dist. Ct. App. 1988)

. . . not required to insert the words “excess insurance” on the face of the policy as required by section 627.635 . . . Section 627.635, Florida Statutes, provides, in part: Excess insurance (1) No provision of this chapter . . .

REPUBLIC NATIONAL LIFE INSURANCE COMPANY, v. C. HIATT,, 400 So. 2d 854 (Fla. Dist. Ct. App. 1981)

. . . , Florida Statutes (1975) and since the policy did not comply with Section 627.635(2), the excess insurance . . . that the deductible provision, paragraph B(2), is an excess insurance provision as defined in Section 627.635 . . . with the designation “excess insurance” or appropriate words of similar import as required by Section 627.635 . . . The obvious purpose of Section 627.635(2) is to assure that the policyholder is clearly made aware that . . . J., and McCORD and ERVIN, JJ., concur. . 627.635 Excess insurance.— (1) No provision of this chapter . . .

BROWN, v. GULF LIFE INSURANCE COMPANY,, 343 So. 2d 91 (Fla. Dist. Ct. App. 1977)

. . . contended that the above provision renders the policy “excess insurance” within the purview of Section 627.635 . . . $5,000 deductible for this type of injury and is not excess insurance within the purview of Section 627.635 . . . Affirmed. . “627.635 Excess Insurance “(1) No provision of this chapter shall be deemed to prohibit an . . .

CLEMENTS v. CONNECTICUT GENERAL LIFE INSURANCE CO., 40 Fla. Supp. 121 (Dade Cty. Cir. Ct. 1973)

. . . alleges that defendant’s reduction of its policy benefits as set forth above violates Florida Statute §627.635 . . . clause in defendant’s policy is not an excess insurance clause under the terms of Florida Statute §627.635 . . .