The 2023 Florida Statutes (including Special Session C)

Title XXXVII
INSURANCE

Chapter 627
INSURANCE RATES AND CONTRACTS

View Entire Chapter

F.S. 627.7415

627.7415 Commercial motor vehicles; additional liability insurance coverage.—Commercial motor vehicles, as defined in s. 207.002 or s. 320.01, operated upon the roads and highways of this state shall be insured with the following minimum levels of combined bodily liability insurance and property damage liability insurance in addition to any other insurance requirements:

(1) Fifty thousand dollars per occurrence for a commercial motor vehicle with a gross vehicle weight of 26,000 pounds or more, but less than 35,000 pounds.

(2) One hundred thousand dollars per occurrence for a commercial motor vehicle with a gross vehicle weight of 35,000 pounds or more, but less than 44,000 pounds.

(3) Three hundred thousand dollars per occurrence for a commercial motor vehicle with a gross vehicle weight of 44,000 pounds or more.

(4) All commercial motor vehicles subject to regulations of the United States Department of Transportation, 49 C.F.R. part 387, subparts A and B, and as may be hereinafter amended, shall be insured in an amount equivalent to the minimum levels of financial responsibility as set forth in such regulations.

A violation of this section is a noncriminal traffic infraction, punishable as a nonmoving violation as provided in chapter 318.

History.—s. 5, ch. 86-18; s. 47, ch. 87-198; s. 313, ch. 99-248; s. 91, ch. 2013-160; s. 12, ch. 2022-175.

F.S. 627.7415 on Google Scholar

F.S. 627.7415 on Casetext

Amendments to 627.7415

Arrestable Offenses / Crimes under Fla. Stat. 627.7415

Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 627.7415.

Civil Citations / Citable Offenses under S627.7415

R or S next to points is Mandatory Revocation or Suspension

S627.7415 Operating COMMERCIAL motor vehicle NOT PROPERLY insured (See 627.742 for additional coverage for Nonpublic Sector Buses) - Points on Drivers License: 0

S627.7415 (1) Operating CMV Not Properly insured - Points on Drivers License: 0

S627.7415 (2) Operating CMV Not Properly insured - Points on Drivers License: 0

S627.7415 (3) Operating CMV Not Properly insured - Points on Drivers License: 0

S627.7415 (4) Operating CMV Not Properly insured - Points on Drivers License: 0

Annotations, Discussions, Cases:

Cases from cite.case.law:

WATERS, v. MILLER, d. b. a., 564 F.3d 1355 (11th Cir. 2009)

. . . . §§ 320.02(5)(a); 627.7415(4). . . .

SUAZO, By SUAZO, v. M. DEL BUSTO,, 587 So. 2d 480 (Fla. Dist. Ct. App. 1991)

. . . With respect to commercial motor vehicles and non-public-sector buses, in the amounts specified in §§ 627.7415 . . .

GENERAL ACCIDENT INSURANCE COMPANY OF AMERICA, v. SOUTHERN INSURANCE COMPANY,, 563 So. 2d 186 (Fla. Dist. Ct. App. 1990)

. . . With respect to commercial motor vehicles and non-public-sector buses, in the amounts specified in §§ 627.7415 . . . Pursuant to section 627.7415, commercial vehicles over 26,000 pounds are required to have more insurance . . . that the truck-tractor in this case falls below the greater insurance coverage requirements of section 627.7415 . . . where no certificate of gross weight is obtained or applicable, are not clearly covered by section 627.7415 . . . weight of the truck-tractor was 80,000 pounds, and Central Florida as owner was required by section 627.7415 . . .

KRAEMER, Jr. Jr. v. GENERAL MOTORS ACCEPTANCE CORPORATION,, 556 So. 2d 431 (Fla. Dist. Ct. App. 1989)

. . . See § 627.7415, Fla.Stat. (1987). . . .