MOSES, v. LTD FINANCIAL SERVICES I, INC. LTD LP,, 275 F. Supp. 3d 893 (N.D. Ill. 2017)
. . . The letter identified the amount of the debt as $ 951.29 and offered Moses the chance to pay $237.82 . . . LTD says that the debt was $951.29; Moses disputes this on the ground that his Chase account’s credit . . . Regardless, it is undisputed that LTD’s understanding was that Moses owed $951.29 and that LTD did not . . . As noted, Moses owed Chase $951.29 and LTD offered to settle the debt for $237.82. . . . card, failed to pay the bill, and watched as the interest accrued and the overall debt ballooned to $951.29 . . .